West Coast Mortgage is a San Diego based mortgage bank providing direct lending to clients seeking residential mortgage loans. West Coast Mortgage differentiates itself from other lenders by bringing superior service and integrity to the lending process. Because we operate primarily as a mortgage bank, we can offer our clients the best rates and a streamlined funding process.

West Coast Mortgage LoansWest Coast Mortgage is a locally owned and operated company that has been in business since 1992. During that time, we have funded over $3.2 billon of residential loans. From our corporate offices in San Diego, we fund loans throughout the state of California.

We offer a full complement of residential products including: FHA, VA, Conventional, Jumbo, Portfolio and Private Placement loans. Our experienced loan officers can help you with financing for your primary home, rental property, and vacation home. We also offer construction loans and swing loans. In addition, we can help you with your smaller commercial and income properties.

Our company motto is “Service with Integrity”. In an industry dominated with either large companies that offer poor service or small “Mom and Pop” companies, West Coast Mortgage has charted a middle path. Growing organically and methodically, for the last 21 years, we have assembled an experienced team of loan officers and staff, that strive to provide consistency, quality and integrity to the lending process. While the industry is fraught with high turnover and complex rules, we hire long term professionals that are dedicated to making the lending process seamless. West Coast Mortgage offers competitive rates and fees with superior service.

The current officers of the parent company, RJS Inc, include; Sean Kelly, President, Roger Tso Vice President and Sean King, Vice President. Together, this management team has over 75 years of combined real estate and lending experience.

West Coast Mortgage is licensed by the State of California Department of Real Estate (#01238504) and federally by the National Mortgage Licensing System (#282098).