Dick Stevens

NMLS #: 
(858) 693-8980

Thanks for reviewing the information on our website. The loan programs presented will give you a feel for the many possibilities that we offer. This is a lot to digest, and that's where I come in. I always strive to find the loan that's best for your current and future needs.


I have been actively involved with real estate loans for over 20 years. In addition I have had the experience of owning businesses that built swimming pools, sold retail travel, and manufactured recreational vehicles. Self-employed borrowers represent over half of my clientele.


I'm married with three grown children. I have been an active member of the Encinitas Rotary for over 12 years. I try to balance family, work, and community activity. My experience with hundreds of closed loans of all types will benefit you. I never take a loan that I don't think I can fund.